Hometap Tip: Schedule Your Furnace Inspection

Header Image

An inspected furnace is an efficient furnace, leading to a toasty home and reduced heating bills. Additionally, an inspected furnace preserves your household health, since clean filters minimize air particle buildup and well-sealed vents reduce the risk of carbon monoxide poisoning. Spending around $100 (the national average, plus the cost of new filters) to get your furnace inspected and tuned up can provide incalculable savings to both your home and well-being.

What to Do

Ensure your furnace is in good working order prior to heavy use this winter.

What You’ll Need

The Basics

  •  Dust mask
  •  Gloves

The Works

  •  New air filter
  •  Foil tape
  •  Vacuum

How to Do It

In most cases, you should hire a professional to do a full furnace inspection and make any needed repairs. Beforehand, however, there are a few steps homeowners can take for a preliminary check.

All Furnaces

Go down to your furnace and look at the burner flame. Ideally, the flame should be steady and blue. If the furnace is running, listen for any unusual noises or vibrations.

Turn off both the fuel supply (gas line or oil burner) and power source to your furnace.

Locate the air filter and determine if it should be replaced. Purchase the appropriate size replacement filter from your local hardware store. Carefully remove the old filter and replace it with the new one. Discard the dirty filter.

Check the furnace’s flue pipe for any cracks or breaches. Minor breaches can be closed with foil tape whereas large cracks will require a full pipe replacement.

Gas Furnaces

Smell the area around the furnace for any gas odors. Check the batteries in your home’s carbon monoxide detectors and replace as needed. If anything seems off, call a furnace technician immediately.

Oil Furnaces

Check to see when you last had your oil filter changed on your furnace. If it’s been awhile or you can’t remember, schedule a filter replacement as part of an inspection.

Restore the fuel and power to your furnace.

If your heat is circulated through floor vents, remove their screens and vacuum out any collected dirt and debris. Wipe down screens and replace securely. Discard all collected dirt and dust.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Hometap Tip: Flush and Close Outdoor Faucets

Header Image

A few years ago, an unnamed, first-time homeowner member of the Hometap team didn’t realize this important task needed to be done and, come winter, had a burst pipe in the basement when the pipe’s residual water froze and expanded. Hours of cleaning and a hefty plumbing repair bill later, they’ve never made that mistake again! With burst pipe repair costs ranging from $500 to $3,800, taking an hour or so to drain your exterior pipes this weekend will grant you peace of mind and save you money once freezing conditions settle in.

What You’ll Need

The Basics

  •  Gloves
  •  Bucket

What to Do

Turn off the water supply and drain all residual water in pipes connected to outdoor faucets.

How to Do It

Identify each faucet around the exterior of your property and remove attached garden hoses (as applicable). Drain remaining water from hoses, then roll them and store away for the winter. Choose a faucet to address first (if you have more than one) and make sure it’s in the off position.

Locate the water supply valves to each exterior faucet and shut them off. (They’re typically found on or near the basement ceiling or next to the main water supply valve.) Once the water supply has been shut off, go back outside to the exterior faucets. Place a bucket under each and turn the faucets on to drain any residual water. Once excess water has been drained and collected, dump the bucket. Leave the faucet in the on position.

Go back inside with your bucket to the interior pipe’s water supply valve and locate the bleeder cap. Holding the bucket underneath the valve, unscrew the bleeder cap to drain the remaining water out of the pipe. Once all water has been drained, replace the bleeder cap and fasten tightly. Go back outside to drain the bucket and turn the faucet off.

Repeat this process with each exterior faucet around your property.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Hometap Tip: Seal Your Windows before Winter

Header Image

Last updated November 22, 2021 

Heating bills can be expensive, so the more you can do to keep your heat inside (and not escaping through drafty windows), the more budget-friendly (and energy-efficient) your home will be. Many DIY solutions cost $10 or less at your local hardware store, so spending a little pocket money and taking a few hours to plug up those drafts could save you hundreds once winter storms start raging.

What You’ll Need

The Basics

  • Scrub brush
  • Cleaning solution (e.g., dishwashing soap)
  • Weatherstripping product of your choice
  • Draft snake
  • Curtains

The Works

  • Caulk
  • Rope caulk
  • Plastic shrink film
  • Adhesive (e.g., double-sided tape)
  • Hair dryer
  • Insulated curtains

Want more tips like this to preserve your home’s value? Get our free Equity Increaser Guide! 

front cover of guide book

 

How to Do It

Locate which windows are drafty, examine their problem spots (e.g., cracks, gaps, etc.), then decide which type of seal and/or insulation (caulk, weatherstripping, plastic shrink film, draft snake, etc.) would work best.

Winterizing Windows: Outside

Caulk

Scrape off any old caulk or peeling paint from the window frame, then clean off the frame with soapy water and a scrub brush. Wipe dry. Using exterior-grade caulk, apply a new, continuous line of caulk between the window frame and your home’s siding, ensuring there are no gaps.

Rope Caulk

Pull off the amount you need, then mold the rope to fit into the drafty area or window frame gaps. Press to seal.

Winterizing Windows: Inside

Draft Snakes

Purchase draft snakes (e.g., fabric tubes filled with cedar chips or similar material that block drafts) or make your own. Place on drafty window sills.

Foam Weatherstripping

Clean your window sashes to remove all dirt and grime. For double-hung windows, cut adhesive-backed foam weatherstripping to fit the size of your sashes, then apply to the bottom edge of the lower sash and the top edge of the upper sash. Alternatively, you can place weatherstripping on the sill directly below the lower sash and the head jamb over the upper sash. Close the window to seal and lock it. On casement or sliding windows, place the weatherstripping vertically along the side jamb or on the sash’s vertical edge.

Insulated Curtains

Measure your window sizes and purchase appropriately sized draft-blocking curtains. You can select regular curtains with heavy fabrics, layer up multiple thinner curtains, or go for specially designed insulating curtains constructed from thermal materials. Hang with a rod that supports the extra weight.

Plastic Shrink Film

Place over window and seal with double-sided tape. Heat with a hair dryer until sheeting has shrunk to fit and is taut over the window frame, sealing out any cold air.

Rubber Weatherstripping

Cut to fit your particular window, then peel off adhesive strip and cover the frame to seal any drafts.

Have bigger renovations in mind? Take our 5-minute quiz to see if a home equity investment is a good fit for you and your home goals.

YOU SHOULD KNOW…

We do our best to make sure that the information in this post is as accurate as possible as of the date it is published, but things change quickly sometimes. Hometap does not endorse or monitor any linked websites. Individual situations differ, so consult your own finance, tax or legal professional to determine what makes sense for you.

Hometap Tip: Test Your Snowblower

Header Image

In many cases, replacing a worn part on your snowblower will cost much less than having to buy a new snowblower outright. Depending on the model of your snowblower and which parts you need to replace, you may be able to spend less than $50 to get your machine updated and ready for snow storms. Compare this cost with new snowblowers, which can range from $600 to $1,250. Spending some time on preventive maintenance for your snowblower this fall can save you hundreds come winter.

Make sure your snowblower is in good working condition – before winter arrives.

What You’ll Need

The Basics

  •  Snowblower
  •  Bike pump or tire pressure gauge
  •  Wrench

For Gas Snowblowers

  •  Turkey baster or siphon equipment
  •  Fuel stabilizer
  •  Container for old oil
  •  Fresh oil

The Works

  •  Shear pins
  •  Spark plugs
  •  Snow blower belts
  •  Scraper bar
  •  Skid shoes
  •  Starter cord

How to Do It

Before checking your snowblower, consult the owner’s manual to locate every part that should be tested. Owners of gas snowblowers (versus electric) will have a few extra steps to check the fuel and change the oil.

Gas Snowblowers:

Purchase the appropriate fuel and fuel stabilizer for your snowblower model. Drain the gas tank of any residual fuel with a turkey baster or similar siphon and dispose. Fill the tank with new gas and the recommended amount of fuel stabilizer. Close the tank securely.

Use the oil reservoir’s dipstick to check the oil. If it looks dirty, purchase the recommended brand of oil for your snowblower model. Drain the old oil into a secure container and discard it properly. Add new oil and close the reservoir tightly.

Electric Snowblowers:

Confirm that the snowblower is operational when plugged in and turned on.

All Snowblowers:

  •  Inspect the following snowblower parts for wear and tear and replace as necessary: belts, rotor blades, scraper bars, shear pins, skid shoes, spark plugs, and starter cord. For each replacement part, ensure you purchase the correct replacement size and/or model for your specific snowblower. If you have questions or lost your manual, look up your snowblower specs online on the manufacturer’s website.
  •  Check if your snowblower tires are low on air; if so, refill with a bike pump to the recommended pressure level.
  •  Tighten all loose nuts and bolts with a wrench as many may have loosened up during the previous winter because of the snowblower’s vibrations.
  •  Check if cables or other moving parts need lubrication and add as needed.

Take our 5-minute quiz to see if a home equity investment is a good fit for you.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Hometap Tip: Prep Your Garden and Landscaping for Winter

Header Image

Protecting your garden against winter weather preserves your landscaping and gardens while maintaining your property’s curb appeal. Most basic preventive tasks can be covered by on-hand household items, but even if you do have to take a trip to the store, your costs will be minimal. For example, tree wrap costs less than $10 for a 50-foot roll; wire netting can run between $10 and $100, depending on how much you need. With a little prep work this autumn, you can keep your garden gorgeous!

What to Do

Protect your lawn, garden, and landscaping in advance of cold temperatures and wet weather.

What You’ll Need

The Basics

  •  Gardening gloves
  •  Rake
  •  Shovel or trowel
  •  Lawn mower
  •  Garden hose
  •  Burlap
  •  Lawn disposal bags or compost unit
  •  Grass seed
  •  Fertilizer
  •  Mulch

The Works

  •  Lawn aerator or aerator shoes
  •  Tree wrap
  •  Wire netting

How to Do It

If you live in a region where winters are harsh, you’ll want to take steps this fall to prep and safeguard your outdoor plants, lawn, trees, and shrubbery against freezing temperatures and inclement weather.

First, clean up the yard, including raking all leaves, mowing the grass, weeding, removing dead annuals, and disposing of any fallen fruit. If you have perennial plants, cut back those that need freshening up (flowers like peony and phlox) but leave hardier ones (like ornamental grasses and mums).

Aerate your lawn and reseed and/or fertilize problem spots as needed.

When temperatures start dropping, wrap any thin-bark tree trunks (which include redbuds, maples, and nearly all fruit trees) with tree wrap to protect the bark and insulate the trees. If you know certain shrubs or plants attract pests, surround them with wire-mesh screens or burlap to discourage nests during cold months.

After the first frost, dig up your perennial bulbs (e.g., dahlia, gladiolus) and dry the roots for a few days. Store for the winter in peat moss or sawdust in a cool, dry place. Once your bulbs are removed, add a layer of mulch around your flower beds to protect the remaining plants.

If you have a dry fall, be sure to water your gardens and lawn generously to provide adequate hydration before winter settles in.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Hometap Tip: Test Your Sump Pump

Header Image

A working sump pump prevents water damage, mold, and mildew in your home’s basement and foundation. Roto Rooter experts recommend testing your sump pump at least once a year and replacing it every 10 years. Replacing your sump pump can cost up to $475, which may seem steep at first but it’s much less than the potential costs of cleaning a flooded basement and removing mold from your home ($2,000 to a whopping $30,000 for cleanup alone, not to mention possible health-related costs). Test your sump pump this weekend and preserve your home’s structural stability, maintain your family’s health, and save thousands in costly repairs.

What to Do

Check your basement sump pump for clogs or malfunctioning parts.

What You’ll Need

The Basics

  •  Five-gallon bucket
  •  Gloves

front cover of guide book

How to Do It

First, locate your home’s exterior pipe that drains water away from the sump pump. Inspect it for any obstructions and clear away all blockages.

Then, go to your sump pump and identify its two power cords: the pump cord and the float cord plug. (They should be attached to each other.) Unplug both from the electrical outlet, then unplug them from each other. Plug only the pump cord back into the power source. If the sump pump is working properly, you’ll hear the pump start to run. Unplug the pump, reattach the two cords, then plug back in.

Fill a five-gallon bucket with clean water. Take the lid off the sump reservoir and slowly pour in some water from the bucket, keeping an eye on the sump pump switch. You should see the switch turn on and begin to pump water. Once the water has drained, observe to see if the pump turns itself off. Once it has, add the rest of the water from the bucket to see if the pump turns on again and repeats the process.

If either the electrical or bucket test show any sign of damage, inefficiencies, or simply aren’t working, call in a plumber to get your sump pump fixed and/or replaced.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Going on Vacation? Don’t Forget to Prep Your Home

Header Image

If you’re headed on vacation, you probably have a to-do list that’s all about packing for your trip. But an equally valuable pre-vacation checklist focuses on your home: what needs to be covered while you’re away so you can relax and enjoy your time off. Check out these pre-trip cleaning, prep, and security tips from home and travel experts.

First Things First: Before You Go

  •  An overflowing mailbox signals that you’re out of town. USA Today walks you through how to stop, forward, or monitor your postal mail delivery service while you’re away on vacation.
  •  The team at Travel Insurance Review compiled “15 Expert Tips to Securing Your Home Before a Trip,” including security tips from frequent travelers, law enforcement, and property managers. (One standout: Have neighbors take turns parking their cars in your driveway to have it look like someone is home.)
  •  Remove your spare key from that fake rock, have a friend or neighbor check on your place, and set your lights on timers are among Smarter Travel’s nine essential tips to keep your home safe while you’re on vacation.
  •  Ronda Kaysen of The New York Times shows readers how to protect their homes while traveling, including investing in smart home security systems (controllable remotely via smartphone app), keeping your property tidy, and removing portable GPS devices from all vehicles (especially those parked at the airport that would give thieves easy access to your preprogrammed “home” address).
  •  From C-clamps on garage doors to jammed treads on sliding doors, this Do’s and Don’ts to Keep Your Home Safe on Vacation post from blogger Jill Nystul addresses the smaller (yet problematic) areas many homeowners may overlook before leaving on a trip.

Watch Tips from the Pros

  •  Sangita Patel of HGTV Canada shares her pre-vacation home security checklist featuring tips any homeowner can take to secure their home before traveling.
  •  AARP lists the things you can do around the house before a trip (like taking out the trash to avoid odors and pests) to ensure a happy re-entry once you’re back.
  •  From cleaning out your refrigerator to washing and putting away your laundry, these seven ways to prepare your home for vacation are easy to follow with this video from Kay at Hub Neat Home.

A few hours of prep covering both cleanliness and security can get your home in good shape for your vacation. With a tidy property that’s safeguarded, you’ll be able to truly relax and enjoy your time off—and return to a welcoming home.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Hometap Tip: Check Your Deck

Header Image

Take a weekend annually to focus on deck problems when they’re small (like checking and maintaining your deck’s lumber and fastenings) and you’ll preserve the integrity and longevity of your entire deck—and save up to $2,500 in new treated lumber boards. It’ll cost you much less time and money to address minor repairs now, so you don’t have to do a full replacement later.

What to Do

Check your deck to see if any repairs are needed.

What You Need

The Basics

  •  Flathead screwdriver to test cracks and screws
  •  Caulk to seal minor cracks
  •  Wood glue or heavy adhesive to secure loose boards or balusters
  •  Replacement bolts and screws
  •  Gloves
  •  Trash bags

The Works

  •  Varnish
  •  Paint

front cover of guide book

How to Do It

Take a walk on and around your deck, looking for both structural and minor problems that need attention. You’ll want to look for damaged wood (e.g., cracks, decay, holes, or rot), as well as loose hardware and/or signs of pests.

You’ll also want to check the ledger (e.g., the material that attaches the deck to your house) and your deck’s connecting/support beams for any signs of rust or wear. Ensure that there are no gaps between the ledger and the house itself, and confirm all screws are solid and tightly attached. See if any support beams need new reinforcements. Confirm all rails, balusters, and steps are sturdy and secure.

Finally, consider aesthetics: Clear accumulated leaves, branches, and dirt on and around the deck, and decide whether to add new finish or a fresh coat of paint.

Once you know the scope of your deck repairs, you can determine whether to go DIY or call in a professional.

Take our 5-minute quiz to see if a home equity investment is a good fit for you.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Keeping Bugs Out of Your House and Garden

Header Image

The struggle is real: Keeping bugs and pests out of your home and garden is an ongoing battle, no matter the climate or region you call home. From bed bugs to termites, squirrels to raccoons, pests can threaten the structural integrity of your home and pose health hazards to you and your family, among other headaches.

And the havoc they wreak is expensive: The average costs to repair termite damage is around $3,000; removing raccoons from your attic could run you up to $500. Proactive homeowners know making their home inhospitable to pests can pay dividends by avoiding costly critter-caused repairs (and, let’s face it, the gross-out factor).

We’ve checked in with the experts to share their best tips for keeping bugs and vermin out of your house and garden.

Keeping Pests Out of Your House

  •  The American Grandparents Association has eight no-nonsense tips to bug-proof your house. (Our favorite: “Don’t make your house a bug buffet” by sealing snacks, fruit, and other food sources.)
  •  Blogger/influencer Mommy Mandy recommends five ways to pest-proof your house, from sealing points of entry to maintaining a clean kitchen.
  •  The Attic Pest Authority advocates “inspecting everything that you bring in to your house” while also keeping your home clean and clutter-free. The fewer places for grubs and bugs to hide away, the better!

Stop Bugs from Eating Your Plants

  •  The experts at the Farmers’ Almanac offer tried-and-true tips for keeping pests out of your garden without resorting to pesticides. Their wide-ranging tactics address larger pests (like deer and groundhogs) to tiny invaders (like slugs and snails).
  •  Country Living put together 10 ways to protect your garden from critters, including containing your compost, using raised beds, and choosing “less tasty plants.”
  •  Making organic pesticides can be as simple as browsing your pantry, say the folks at Natural Living Ideas. Check out their recipes for garlic spray, citrus insecticide, and hot pepper spray, among other concoctions.

Hometap's equity increaser guide.

Watch the Pros at Work…

  •  Eliminate the habitat and eliminate the bugs, says Danny Lipford of Today’s Homeowner. His video highlights a few trouble spots around your home’s perimeter that homeowners can identify and fix quickly to keep bugs out.
  •  From reusable netting to fencing, pest prevention for your garden gets a video tutorial from Tractor Supply Company.
  •  Don’t kill indoor spiders! Sweep them up and bring them outside, where they can eat other bugs, says University of Maryland Entomology professor Michael Raupp. Check out his visit to the “Today” show covering how to keep ants and other pests from moving in.

Little deterrents can go a long way: As we settle into summer and fall, take time to ensure your house and garden are off-limits to pests and vermin.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Hometap Tip: Prep Your Patio for Your Fourth of July BBQ

Header Image

A stellar host makes sure their outdoor gathering space is clean, safe, and hospitable, thus creating a fun Fourth of July BBQ that’s memorable for all the right reasons—good food, good games, and good company. Plan on spending $10 to $200 for DIY deck cleaning and prep or up to $500 to hire the pros. Think of it as a summer-long investment—one that can pay dividends for multiple gatherings.

What to Do

Clean and prep your backyard and deck/patio for a Fourth of July get-together

What You’ll Need

The Basics

  • Broom
  • Bucket
  • Hose and spray nozzle
  • Cleaning solution
  • Microfiber cloths or sponges
  • Grill brush
  • Heavy-duty foil
  • Citronella
  • Bug spray
  • Pool chemicals, vacuum, and extension net skimmer

The Works

  • Fourth of July decorations
  • Sparklers

How to Do It

The Lawn:

Weed your gardens and cut back overgrown plants, trees, and shrubs. Mow your lawn to its proper grass height. Fill any holes around the lawn and driveway.

Deck, patio, or porch:

Secure any loose nails, screws, or boards. Sweep off debris (leaves, cobwebs, etc.), then hose down all surfaces. Freshen up potted plants.

Furnishings:

Use a gentle cleanser on any outdoor furnishings and cushions. Clean your grill and ensure you have enough fuel (propane or charcoal briquettes, depending on your grill type).

Decorations and entertainment:

Add flags, lights, and other Independence Day-themed decorations, taking note of flammability (especially if you’re planning to use sparklers or other fireworks in your yard). Determine best placements for cornhole, badminton, horseshoes, and other outdoor games. Test any speaker systems.

Bugs:

Select your bug- and pest-preventive method (e.g., citronella candles, Tiki torches, bug spray, or a combo) and set up strategically across the gathering space. Address any standing water areas (e.g., puddles and potted-plant dishes) to discourage mosquitoes.

Pool:

Test the chlorine or saline levels in your pool and adjust as needed. Remove all debris (leaves, dirt, and bugs). Hose off pool toys and make sure they’re inflated.

LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.