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A successful home remodel is the dream of many a homeowner: You’ll finally get that chef’s kitchen with custom cabinetry and top-of-the-line appliances; a new deck, patio, and fire pit for barbecue get-togethers; or an upgraded bathroom with a soaking tub. Even better, there’s also the potential that the home renovation may increase your home’s resale value.

But let’s be real: Home renovation projects can also be costly, stressful, and disruptive.

“The average [home] renovation has around 15,000 decisions involved in it,” says Bruce Irving, a real estate agent, home renovation consultant, and former producer of “This Old House,” who is based in Cambridge, Massachusetts. “Avoid wishful thinking: Almost all the time people underestimate time and money involved.”

“Making decisions about something as important as remodeling a home and the big expense that you can run into can really test a couple to see what they’re made of,” says Linda Bloom, LCSW, a relationship counselor based in Santa Cruz, California and co-author of “That Which Doesn’t Kill Us” along with her husband and fellow therapist Charlie Bloom, MSW. “There needs to be a spirit of goodwill…and good negotiation skills.”

“What it requires are qualities that don’t necessarily come naturally or easily to a lot of us,” says Charlie Bloom. “In a situation with a major home renovation, anticipate there are going to be differences…Be open to really listening well to your partner without trying to invalidate what they’re saying, or thinking or feeling. Keep in mind that the way in which you present your desires, feelings, and preferences is as important—and maybe even more important—than the specific content of what your preferences are.”

Before you get started with any potential remodel, it’s invaluable to not only prep your home, but also your relationships, to ensure a successful project outcome.

Is the Home Renovation Worth the Time, Money, and Stress?

When mulling over a potential home renovation, get as informed as possible so you can make the best decisions for your home, finances, and relationships.

First, know if your plans will be a worthwhile investment of both your time and money. You may be dreaming of an in-ground pool or wall-to-wall carpeting but the actual maintenance required may be eye-opening and/or potential buyers down the line may find those “upgrades” unappealing. Speak to a local expert to find out for sure.

“Getting a local real estate agent in for a consult is a great idea,” says Irving. “They’ll tell you what [buyers] expect and the things that never pay off.”

Additionally, by knowing how the remodel will impact your property value, you can then plan your remodeling budget accordingly. And while less tangible, you’ll also get a better sense of whether the payoff will be worth the stress of enduring the renovation project itself.

Speaking of stress, if you have anxiety about how your relationship will fare during a home renovation, try tackling a small project first.

“Money, power, hierarchy in decision making, optimism versus pessimism, all come to bear on the practical undertaking of the renovation,” says Irving. “People don’t know their power dynamic in this regard. So start first with a smaller project: Go build a birdhouse or a mailbox together and see. Try a small job in the house first, like the smallest bathroom at the farthest end of the house and take it on. It may not be super-efficient but you’ll learn a lot. Whatever happens, magnify it by some number and you’ve contemplated a bigger job.”

Choose Great Partners

After you’ve made an informed decision to renovate and tackled a smaller project together, find professional partners you trust (while also trusting your family partners implicitly).

“Do your due diligence before you enlist contractors—make sure they have a good reputation and they’re high-integrity people,” says Linda Bloom. “Set up the agreements before you do the work, and have contracts in order…so there are no surprise bills. Most home improvement projects end up taking more time [and] expenses [than planned]. Don’t become belligerent or combatant. Invite the contractor into good communication about ‘how are we going to solve this together.’”

“Build the right team” to avoid home renovation conflicts, says Irving. “Start with a good designer, and bring in builders early in the process while [you’re] sketching.” By bringing in the design and build side early together, you’ll be able to spec out plans that are both feasible for your property and within your budget and get everyone on the same page (or blueprint, as it were) right from the start.

Prep Your Home (and Your Relationships)

Before the first nail gets hammered, make a plan to communicate early and often.

When communicating with your families, “anticipate what it is that you’re going to likely experience so you’re prepared to encounter the disruption that inevitably occurs,” says Charlie Bloom. “Talk about it with your partner and kids: The home is not going to be the same structure. There’s going to be a period of time where it may be frustrating because things aren’t going to be where we expect them to be, we’re not going to be able to do things in the rooms that we used to, we’re not even going to have walls that we used to have. Talk about how we can anticipate what’s going to happen and how we can best deal with these things when they do…and when we’re done, it’s going to be really beautiful and we’re going to be happier. It’s going to be a disruption, but remember, it’s only going to be temporary.”

When communicating with contractors, don’t be afraid to ask questions. “There’s no such thing as a dumb [question],” says Irving. “And it’s your money you’re spending.”

Finally, “it’s important to hold the vision that the end product is going to be worth the effort,” says Linda Bloom. “In the midst of it, it sometimes can be so aggravating and so challenging that people can lose sight of that, at the end, we’re going to have a beautiful end product.”

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LEGAL DISCLAIMER

The opinions expressed in this post are for informational purposes only. To determine the best financing for your personal circumstances and goals, consult with a licensed advisor.

Like many homeowners, we often fancy ourselves to be pretty handy around the house and yard — or if not, we’re eager to learn how to make our own DIY home repairs. Watching channels like HGTV, or seeing gorgeous project inspiration from Instagram and Pinterest, can encourage any novice to pick up some tools and get to work. And in many cases, with all respect to Martha Stewart, this can be a good thing.

But as many homeowners also know, we’re not always the most skilled person for a given job. And when it comes to protecting and preserving the value of our homes, sometimes it’s best to call in a professional.

With home improvement projects both big and small, when should you go DIY and when should you hire a contractor? Here are three key questions to ask before you start any project:

1. Will This Update Improve the Value of Your Home?

First things first — will your planned project make your home more attractive to potential buyers or is it something that could actually diminish your resale value? You don’t want to expend time and money on your home only to discover the investment won’t pay off in the long run. Before you read up on how to do home repairs yourself or start comparing contractors, make sure your home improvement plans are a smart financial decision.

According to HGTV, home repairs that pay off include landscaping, bathroom and kitchen upgrades, and converting attic space to a bedroom. Projects that can decrease a home’s value, however, include swimming pools, wall-to-wall carpeting, and garage additions. Think twice before installing that in-ground pool or converting your garage from one car to two. If you’re planning to move in the next several years, will this upgrade help or hurt you?

2. Do You Have the Skills, Time, and Tools to Do the Job?

Years ago, after consulting a home improvement manual and some videos online, a Hometap staffer (who shall remain anonymous) decided to change his kitchen sink faucet and handles on his own. Big mistake: He drastically overestimated his skill set, misaligned his pipe fixtures, and ended up having to call a plumber for what turned out to be a significant repair. Had he simply called a plumber at the start, his bill would have been much smaller (and the project would have taken less time, too). Lesson learned!

Speaking of which, even if you don’t have mishap that requires a professional fix, embarking on a project yourself will often take much longer than contracting it out, If it’s your first DIY endeavor, you should be prepared for a fairly long learning curve and be willing to see the whole thing through, no matter how long it may take. Craftsman, carpenter, and HGTV personality Chip Wade suggests not moving forward with work that will take longer than two consecutive weekends to complete. “You’re going to lose motivation, your craftsmanship level is going to start to fall and you’re going to end up, like most people, with unfinished projects,” he told the Rachael Ray Show.

Finally, there’s the issue of skillset. On MarketWatch, consumer reporter Jeanette Pavini says it best: “The internet can make DIY projects look a lot easier than they are.” Before you start any home improvement project, whether significant or minor, honestly and critically assess your skills and the tools you have at hand. Will you be able to competently complete the job in a way that will definitively improve your home? (If you’re not sure, check out this quiz from the National Association of the Remodeling Industry.) Do you know how to use the tools required for the work? If you don’t have the tools, how much will it cost you to buy or rent them? Which brings us to another financial consideration…

3. Which Is Most Cost-Effective: DIY or Hiring a Professional?

Skills and equipment aren’t your only considerations when it comes to deciding whether to go DIY or to use a professional. There’s also the cost, both in terms of time and money. With any project, Investopedia recommends factoring in what materials will cost you as well as the length of time the project will take to complete. Get at least two quotes from contractors, price out materials and time from a DIY perspective, then compare those numbers side by side. Which option makes more sense for your timeframe and budget?

Remember: Any home upgrades or DIY repairs should emphasize your property’s current and future value as well as your pride of ownership. Be honest when assessing any home improvement project in terms of whether it’s a good investment and, if so, who should actually do the work. You—and your home’s future owners—will thank you.

See the decision tree below for a quick guide to choosing whether to handle things yourself or hire a contractor.

Not sure how much your project might cost? Try this renovation cost calculator to get a better idea.

If You Do Decide to DIY…Here are some things to keep in mind.

Exterior projects (siding, shutters, doors)

• Consider the weather – It may seem obvious, but you’ll want to plan your project for a time of year that’s conducive to an extended period of outdoor work; late spring, summer, and early fall are all typically the best picks, but keep in mind that it may take longer than you expect, especially if it’s your first foray into home improvements.
• Strike a balance between style and function – Be wary of diving into cosmetic projects without thinking about whether or not they’ll make practical sense. Sure, it might look cool, but how much will it cost to keep it that way, and does it serve a purpose beyond aesthetics? If it does, it’s probably more likely to help you grow your home value.

Roofing
While it’s certainly possible to handle roof repairs or replacement yourself, experts wouldn’t advise it.

“I would never recommend a homeowner get on their roof, much less try to install or repair it,” says Mike Holmes, professional contractor and HGTV personality. “It is too dangerous and can lead to a serious injury. Your home’s roofing system is only as good as the installation and the materials used. That’s why it’s important to use good quality products and professional contractors.”

If you do decide to go ahead with a DIY roofing project, keep the following tips in mind.

• Get the proper equipment. There are several supplies that any first-time roofer needs to stock up on, including a roofing ladder, reliable boots, gloves, a belt, and a hammer.
• Team up with a pro. Even if you don’t plan to hire a professional to handle your roof work for you, it’s wise to run your project by someone with experience to make sure your plan is sound.
• Measure first. You’d be surprised at how many people jump into a roofing project without getting the lay of the land first. Make sure to get the square footage of your roof before beginning any work so you can purchase the correct amount of shingles if necessary.

Outdoor/garden projects

• Consider the layout of your yard. Before you start planting, think about the size of your yard and choose an area that makes sense in terms of where you spend your time.
• Calculate sun exposure. Once you’ve settled on a good place for your garden, make sure it will receive the right mix of sun and shade and allow your plants to thrive.
• Map it out. Like any design project, you’ll want to create a solid, detailed sketch for your plot so you aren’t winging it when the time comes to build and plant.

Plumbing

• Don’t over-tighten connections. There’s a well-known phrase among plumbers: “hand-tight is just right.” This means that you should avoid using any tools, like wrenches, to over-tighten bolts, screws, or pipes — this rookie mistake can cause them to break or lead to damage down the road.
• Locate your shut-off valves. Perhaps the most important piece of knowledge you should have before starting any home plumbing fix is the location of your main shut-off valve so you can stop the flow from any broken or burst pipes. This is usually found in your basement, utility closet, or an exterior utility wall.

Electrical

• Know where your cables are. Many homeowners have learned the hard way that cables where cables are located inside their walls by accidentally drilling or nailing something into them. Invest in a cable detector to find them before you get started.
• Shut off the power before you start. To keep yourself safe while doing any work near wiring, locate your fusebox and shut down the power, double checking that it’s really off by trying to switch on the lights or plug in an appliance. Use battery-operated tools if possible.
• Use a residual-current device. Also known by the acronym RCD, a residual-current device can actually save your life by breaking the electrical circuit if you make a mistake.

Appliance repair/installation

• Consider space requirements and wattage. The first and most important factor to ponder before bringing a new appliance into your home: make sure it’s going to fit and that its wattage requirements aren’t going to overload your power system.
• Consider the 50% rule. This one is simple: when deciding whether it’s worth it to repair an appliance, look at its age — if it’s more than halfway (50%) through its lifespan, it probably makes more sense to replace it than repair it.
• Invest in a multimeter. Every home handyperson should have a multimeter, also known as a volt-ohm meter, which is a handheld device that measures electrical voltage, current, and more.
• Check the appliance error codes. You might just luck out and find out that your appliance issue has a simple fix you can handle yourself by looking up the error code that it displays. While these can be found in the instruction manual that came with your appliance, many are now listed online if you’ve misplaced it.

Reconfiguring rooms/taking out walls, etc.

• Look inside the wall. Check to make sure there aren’t any electrical outlets, piping, or ventilation in your wall before knocking it down — if any of these elements are present, it is probably worth your while to outsource the work to a professional.
• Plan ahead for cleanup. Often, curbside trash pickup will not remove construction debris, so you may need to consider alternate options. Many homeowners rent a dumpster in advance of wall removal.

Flooring

• Think about the flooring type. Not all flooring is created equal, so it’s important to consider what type you’re using before getting started: laminate, vinyl, hardwood, tile? Each one requires a different set of tools, approach, and process.
• Give yourself time to learn.  One big advantage of using a professional for floor installation is that it will likely be completed more quickly than trying to handle it yourself, especially if it’s your first attempt. Of course, it might be a fun challenge if you have free time to figure it out!

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